Additional Benefits
Critical Illness Insurance
RaceTrac, Inc. provides critical illness insurance through Unum that can help with the expenses related to unanticipated covered health conditions.
You can elect coverage for yourself, your spouse and your dependent children. However, you must elect coverage for yourself before you can enroll your spouse and/or dependent children. No medical questions asked, coverage guaranteed!
Accident Insurance
The accident insurance plan helps cover the costs associated with unexpected medical expenses to keep you going when unforeseen circumstances strike.
If you purchase this insurance through Unum and are injured in a covered accident, they will send you a check for injuries and you can decide the best way to spend it. This plan also comes with an accidental death benefit at no additional cost.
Hospitalization Reimbursement
The hospitalization reimbursement plan from Meritain Health helps cover your hospital inpatient room and board charges.
Please note this plan is separate from your medical plan, and you do not need to be enrolled in a medical plan to elect this coverage.
Pet Insurance
At RaceTrac, we know your pets are part of your family – and you want to give them the best care possible. But unexpected veterinary bills can add up quickly. That is why RaceTrac offers voluntary pet health insurance through Unum, provided by Nationwide, to help offset the cost of veterinary care for your furry friends.
Choose from two options:
- Pre-Packaged Plan: Includes Accident and Illness coverage with a $250 annual deductible, 80% co-insurance, and a $15,000 annual maximum, available with or without Wellness coverage.
- Customized Coverage: Personalize your plan by selecting your own deductible, co-insurance, and annual maximum for added flexibility.
In addition to comprehensive coverage, you will have access to value-added services, including:
- 24/7 VetHelpline for expert advice anytime.
- Lost pet support to help reunite you with your pet.
- Prescription discounts at select pharmacies such as Walmart and Sam’s Club.
NOTE: Pre-existing conditions are NOT covered.
This plan is not paid through payroll deductions. Instead, you will be billed directly by Nationwide Pet Insurance. To get started, visit Unum Pet Insurance for Racetrac. Our SPID is RACETRAC.
